Pankaj Lathiya

Loan Officer

NMLS ID 2560215

Simplex Lending LLC

Debt-to-Income Ratio Calculator
DTI Ratio Calculator
Mortgage + Debt Snapshot

Calculate monthly housing cost and debt-to-income ratio.

Enter your own loan details, housing expenses, monthly debt, and gross monthly income to estimate monthly principal and interest and see your DTI ratio as a percentage.

Enter your numbers

The calculator combines monthly housing expenses and recurring monthly debt, then divides total debt by gross monthly income.

Loan details
$
%
yrs
Monthly housing expenses
$
$
$
Other monthly debt
$
$
$
$
$
Income
$
Enter your total monthly income before taxes and deductions.